Buying your first home is an exciting milestone, but navigating the loan process can feel overwhelming. If you’re a first-time homebuyer in Lehi, UT, understanding your loan options is key to making confident decisions. Here’s what you need to know:

1. Understand Your Credit Score
   Your credit score plays a significant role in determining your loan eligibility and interest rates. Aim for a good score before applying.
2. Explore Loan Options
   First-time homebuyer loans, such as FHA and USDA loans, offer benefits like lower down payments and flexible credit requirements.
3. Budget Beyond the Mortgage
   Consider additional costs like property taxes, insurance, and maintenance to ensure your budget is realistic.
4. Get Pre-Approved
   Pre-approval strengthens your buying power and shows sellers you’re a serious buyer.
5. Work with a Local Expert
   Luneta Home Loans specializes in helping first-time buyers in Lehi, UT, find the best loan options for their needs.

Your journey to homeownership starts with the right loan. At Luneta Home Loans, we’re here to guide first-time homebuyers in Lehi, UT, every step of the way. Contact us today to explore your loan options and take the first step toward your dream home.